DZ Capital · Legal

Privacy Policy

Effective Date: September 30, 2026

1. Who We Are

DZ Capital ("we," "us," or "our") is a credit consulting firm that helps clients improve their credit profiles and prepare for capital opportunities. This Privacy Policy explains how we collect, use, share, and protect your personal information when you visit our website or use our services.

For questions about this policy, contact us at contactdzcapital@gmail.com.

2. Information We Collect

Information you provide: When you request a free consultation, submit an inquiry, or chat with our virtual advisor, we may collect your name, phone number, email address, and a brief description of your credit situation or goals.

Information collected automatically: Like most websites, we may automatically collect certain technical data when you visit, such as your browser type, device type, pages visited, and approximate location derived from your IP address. We use Google Analytics to understand site usage and improve our content.

Credit-related information: If you become a client, we may collect credit report information you choose to share with us solely for the purpose of providing our services. We will only request this after you have engaged our services.

3. How We Use Your Information

To respond to your consultation requests and inquiries.

To provide, maintain, and improve our credit consulting services.

To communicate with you about your account, services, or scheduling.

To improve our website, services, and customer experience.

To comply with legal obligations and enforce our terms of service.

We do not sell your personal information. We do not use your personal information for automated decision-making or profiling for advertising purposes.

4. How We Share Your Information

We do not sell, trade, or rent your personal information to third parties. We may share information only in these limited circumstances:

Service providers: Trusted vendors who help us operate our website and services (e.g., email delivery and analytics providers), bound by confidentiality obligations and permitted to use the information only to provide services to us.

Legal requirements: When required by law, subpoena, or court order, or to protect our rights, property, or safety, or that of others.

Business transfer: In the event of a merger, acquisition, or sale of assets, information may be transferred as part of that transaction, subject to this policy.

5. How We Protect Your Information

We use administrative, technical, and physical safeguards designed to protect your personal information from unauthorized access, disclosure, alteration, and destruction. These include encrypted data transmission (HTTPS), access controls, and restricting personal information to team members who need it to serve you.

No method of transmission or storage is 100% secure. While we strive to protect your information, we cannot guarantee absolute security.

6. How Long We Keep Your Information

We retain personal information only as long as necessary to fulfill the purposes described in this policy, provide services you requested, comply with legal obligations, resolve disputes, and enforce agreements. Inquiry and consultation data is typically retained no longer than 24 months after our last contact with you, unless a longer retention period is required by law.

7. Your Privacy Rights

Depending on your state of residence, you may have the right to:

Request access to the personal information we hold about you.

Request correction or deletion of your personal information.

Request that we disclose the categories of personal information collected and how it was used.

Opt out of the sale or sharing of personal information (we do not sell personal information).

You always have the right to request that we delete your information.

Residents of California (CCPA/CPRA), Oregon, and other states with comparable privacy laws may exercise these rights by emailing contactdzcapital@gmail.com. We will respond within the timeframe required by applicable law. We will not discriminate against you for exercising your privacy rights.

8. Cookies and Analytics

Our website uses cookies and similar technologies to function properly and to measure site traffic through Google Analytics. You can control or delete cookies through your browser settings; disabling cookies may affect some site functionality.

Google Analytics collects anonymized usage data to help us understand how visitors use the site. You can learn more or opt out at Google's Ads & Privacy settings.

9. Children's Privacy

Our services are not directed to individuals under 18 years of age. We do not knowingly collect personal information from children under 18. If you believe a child has provided us personal information, contact us and we will delete it promptly.

10. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of those sites. We encourage you to review the privacy policy of any website you visit.

11. Changes to This Policy

We may update this Privacy Policy from time to time. The most current version will always be posted on this page with the effective date noted below. Continued use of our website after changes constitutes acceptance of the updated policy.

12. Credit Repair Organizations Act (CROA) Notice

Consistent with the Credit Repair Organizations Act and applicable state laws, we use information we obtain from you or third parties solely to provide our credit consulting services, and we do not use or share that information for any other purpose without your written consent.

Questions about this Privacy Policy? Contact us at contactdzcapital@gmail.com

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Re-engineering financial foundations. We believe everyone deserves a fair shot at the credit and capital they need to build their future.

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