Portland, Oregon · Local & Family-Owned
Credit Repair in Portland, Oregon — Start With an Accurate Report
DZ Capital Group is a local, family-owned business based in Portland, Oregon. We help people understand what is actually on their credit reports — and challenge the information that is inaccurate, incomplete, or unverifiable. Bad or inaccurate credit information can affect buying a home, financing a vehicle, qualifying for a rental, and the interest rates you are offered. Before you can fix a credit profile, you have to know exactly what is on it — and whether it is even correct.
What we review and help you dispute
- Incorrect or outdated late payments
- Collections — including duplicate collections for the same debt
- Charge-offs reported with inaccurate balances or dates
- Hard inquiries you do not recognize or did not authorize
- Repossessions and other items reported inaccurately
- Accounts that are not yours, and other reporting errors
How it works
Free Consultation
We talk through your goals — a home, a vehicle, a rental, or funding — and look at what may be holding your profile back. Free, with no obligation.
Line-by-line report review
We go through your credit reports with you to spot errors: wrong late payments, accounts that are not yours, inaccurate balances, duplicate collections, and other reporting mistakes.
Dispute help
For items that are inaccurate, incomplete, or unverifiable, we help you prepare and submit disputes.
Credit education
We explain, in plain English, how reports and scores work — payment history, balances, account age — and the habits that protect your profile going forward.
Straight talk about results
No one can legally remove accurate, timely negative information from a credit report, and no one can guarantee a specific score increase. Any company that promises that is a company to walk away from. What we do is review your reports with you, identify items that may be reported inaccurately, and help you dispute those items. Results vary by report.
Who we serve
We are based in Portland, Oregon — and we serve clients nationwide, across the whole United States. Everything (consultation, report review, dispute help, education) is handled remotely, so your state doesn't limit you. We respond Sunday–Friday, 7 a.m.–9 p.m. (closed Saturdays). If you reach out outside those hours, customer service aims to reply within 24 hours.
Frequently asked questions
Start with a free consultation — no obligation. Call (503) 683-1066 · Sunday–Friday, 7 a.m.–9 p.m. (closed Saturdays)
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