Free Resource
Before you apply for a mortgage, an auto loan, a rental, or business funding, a lender pulls your credit reports. If there's an error on them — an account that isn't yours, a late payment you actually paid on time, a collection that appears twice — you can be denied, or approved at a worse rate. Checking for errors first costs nothing, and it can change what a lender sees. These are the seven categories of errors worth reviewing before anyone pulls your file.
The 7 Error Categories
Education only — finding an error doesn't guarantee any outcome. We only dispute items that are inaccurate, incomplete, or unverifiable, and results vary by report.
Get all 27 error checks in one place — we'll also show it here immediately after you submit.